303-PLANNER | 303-752-6637

855-PLANNER | 855-752-6637

Archive for July 2018

Retirement Investing

Retirement planning looks much different than it did a century ago. With lifespans and retirements lasting longer, it’s not just about planning for a financial future; we must also create a post-career strategy that takes into account emotional, intellectual and quality of life challenges during later years.   After all, we don’t just stop enjoying…

Read More

Market Trends

Fueled by more plentiful jobs, the U.S. residential real-estate market is skyrocketing. In some areas, particularly major metropolitan cities, buyers are struggling to either find or afford a home. Those lucky enough to find the right place have to move quickly — gone are the days of extensive deliberation on whether a house fits every…

Read More

New Approaches to Retirement Savings

News You Can Use New Approaches to Retirement Savings   State governments are exploring ways to help Americans save in order to provide their own income streams to supplement Social Security benefits in retirement. The following are two recent proposals.1   Some states are exploring the option of a multiple employer plan (MEP). While federal…

Read More

The New Tax Law Issue

Filing Your 2018 Tax Return   Next year, taxes must be filed on or before April 15, 2019. For the last few years, that iconic date was extended because it fell on a legal holiday or a weekend, but it lands on a Monday in 2019.1 While there’s been significant debate regarding how the new…

Read More

What Higher Interest Rates Could Mean for You

Unemployment is at its lowest level in years.1 Many Americans are seeing a bump in their paychecks due to the new tax law, and the stock market is remaining resilient in the bullish market.   What could go wrong?   Inflation, for one, which is why the Federal Reserve has been raising interest rates. As…

Read More

The Longevity Issue

Why Work When You Can Retire?   Two common financial reasons Americans work beyond retirement age are high debt and the concern of running out of money. Home loans with low down payments and large mortgages have led to a generation with higher pre-retirement debt levels than ever before. 1   Nearly half of people…

Read More

Economic Effects of U.S. Putting ‘America First’

At the start of this century, the internet enhanced global communication, and the world transitioned into one massive economy. But this new landscape came at a cost, and after years of hardships, including terrorist threats, domestic recession, income gaps and divisive politics, the country is now turning its focus inward on “America First” economics.1  …

Read More

The Neuroscience Issue

Why it Feels Good to Do Good   Many of us were raised to follow the Golden Rule: Do unto others as you would have them do unto you. There’s a bonus to following this rule: It feels good to be good to other people.   We hope that this feeling emerges from simply enjoying…

Read More

Impact Investing

The new federal government stance toward deregulation may lead many companies to roll back operational practices, potentially resulting in higher profit margins.1 However, shareholders may have a say in this decision.   As deregulation spreads throughout the nation, impact investing also is becoming a popular trend among shareholders. Many investors don’t want to simply have…

Read More

The Retirement Planning Issue

“Generation Fun”   When we talk about planning for retirement, we’re usually referring to financial objectives and income strategies. These things are important, but they’re not the only ways to adequately prepare for retirement. In addition to creating an income strategy, consider developing a specific plan for what you want to do — day in…

Read More