Here’s our story. We look forward to hearing yours.
Ridgegate Financial is an independent financial advisory firm serving clients throughout Colorado. Founded in 2003, we have developed our business by reaching out, nurturing, and maintaining close, trusting relationships with our clients.
Ridgegate Financial is an independent Registered Investment Advisor offering services such as financial planning, wealth preservation and management, and advocacy. We offer these solutions through both our in-house staff and an extended team of experts. Our team will work with you to identify your resources, goals, unique needs, and risk tolerance. Together, we’ll create a plan that you can understand and refer to as a useful, working document.
You are under no obligation to implement your plan with Ridgegate Financial, however, most clients do implement some or all of the plan we create. This then becomes the basis for our ongoing relationship. We then work with you through regularly scheduled reviews as well as frequent communication and follow-up. You will never be abandoned as an “orphan client.”
So, who exactly is Ridgegate Financial?
We are independent.
Independence is very important to us. What does that mean to you? It means we are not owned or controlled by any parent company. That means we can choose from a wider variety of solutions, tools, or products to help you reach your goal since we have no home office mandating that we move any quota of product.
We are fiduciaries.
As a fee-based fiduciary advisor, we have no incentive to make unnecessary trades in our client accounts. We do not make commissions on securities transactions. We have a legal obligation to act in your best interest.
We are resourceful.
A specialty of Ridgegate’s is our pioneering work in forensic planning. When a consumer is taken advantage of, it is often difficult to sort out the facts. While some disputes are the result of greed or fraud, many are the result of misunderstandings. We are not attorneys, but we work closely with attorneys in sorting out difficult cases, including elder abuse, unsuitable sales of products and other problematic transactions. With a thorough review of the facts, we help prepare cases for attorneys or regulators.
Meet the Team
Wallace Smith, ChFC
President, Investment Advisor
Wallace Smith is the president and founding principal of Ridgegate Financial. He started the company after the dot-com market crash with the goal of serving the unique needs of the retirement community. According to Wally, an ideal Ridgegate client is someone who is determined to make the most of their working years to build for a comfortable and secure retirement, or someone who is already in retirement and wants to protect their income, assets and independence.
Wally is a Chartered Financial Consultant® (ChFC). Through that designation, he has completed advanced training in financial planning, insurance planning, retirement planning, income taxation, investments, and estate planning. Wally also holds a Series 65 securities license as well as life and health insurance licenses. You may have heard Wally when he hosted “The Legal Financial Advisor” radio show on Denver’s KRKS radio.
Wally and Lynn, his wife of 25 years, have three children and a 6-pound Yorkie named Lanie. Wally is a private pilot and is active in youth ministry at Cherry Hills Community Church in Highlands Ranch. He and his family live in Lone Tree, Colorado.
Peggy has been a part of the Ridgegate Financial team for more than five years. She received her Bachelor of Science degree from the University of Wisconsin at Oshkosh with a major in microbiology and a minor in chemistry. Her prior experience includes working for CNA Insurance Company in the Commercial Insurance Underwriting Department. Peggy has lived in Parker for 30 years and enjoys activities with her four grown children and three dogs.
Financial Services Assistant
Jennifer received her Bachelor of Science in Chemistry with an emphasis in Pre-Veterinary Medicine and a minor in Business Administration from Colorado State University - Pueblo. She is currently studying to become a financial professional. Jennifer has a background in business management and analytics. She in an avid mountain girl and grew up here in Colorado. Her favorite activities are trail running and backpacking her way through the Rockies with her four legged trail buddies.
Prior to joining Ridgegate Financial as an Associate Planner, Geordy Smith earned his BA in Marketing and Management from Hillsdale College. Geordy is insurance licensed and is working toward his securities licenses while pursuing an MBA from Regis University. His duties also include supporting compliance work at the firm.
After high school, Geordy was drafted in the MLB draft by the Philadelphia Phillies. He chose instead to pursue his college studies while playing four years of college baseball. Personal interests include an active role with Mission Hills Church, a passion for the outdoors, physical activity and training, and foreign languages.
Ron Vlieger is an investment writer who attempts to make financial concepts intelligible to non-experts. He did this for 14 years in the New York metropolitan area, where he helped economists, analysts, and portfolio managers convey their insights simply and directly.
In New York, Ron first managed a custom research and publishing group at Standard & Poor’s. The group assisted S&P analysts with their editorial tasks until 2007, when the housing bubble burst and the financial crisis began to take a toll. Subsequent employment led him to a New Jersey-based asset management company, where his duties included managing a quarterly magazine and finding synonyms for “quantitative easing.”
In 2015, he left the confines of Manhattan and returned home to the open spaces of Colorado. He continues to offer editorial assistance to financial professionals and look for ways to make investment language less opaque.
Ron earned the Chartered Financial Analyst (CFA®) designation in 2001. He has a BA from Wheaton College and an MS from Cornell University.