Ridgegate Financial

Purpose. Planning. Portfolio.™

Ridgegate Financial was founded in 2003 as an independent financial planning firm. We pride ourselves on our emphasis on meaningful and lasting relationships with clients and on our thorough and robust planning process. At Ridgegate Financial we truly care about the client's Purpose, which guides the Planning process, and manifests itself in a Portfolio that supports it all.

Ridgegate Financial

Ridgegate Financial is an independent Registered Investment Advisor offering services such as financial planning, wealth preservation and management, and advocacy. We offer these solutions through both our in-house staff and an extended team of experts. Our team will work with you to identify your resources, goals, unique needs, and risk tolerance. Together, we’ll create a plan that you can understand and refer to as a useful, working document.

A typical client could be someone who might have some investment assets and is looking to improve on management. Even more common however, are folks who are scared at the thought of outliving their money, concerned about the idea of changing markets, or are frustrated and overwhelmed about what to do when the paychecks stop™. If any of these situations sound familiar to you, we recommend scheduling a conversation with us to get to know your situation better.

You are under no obligation to implement your plan with Ridgegate Financial, however, most clients do implement some or all of the plan we create. This then becomes the basis for our ongoing relationship. We then work with you through regularly scheduled reviews as well as frequent communication and follow-up. You will never be abandoned as an “orphan client.”

So, who exactly is Ridgegate Financial?

We are independent.

Independence is very important to us. What does that mean to you? It means we are not owned or controlled by any parent company. That means we can choose from a wider variety of solutions, tools, or products to help you reach your goal since we have no home office mandating that we move any quota of product.

We are fiduciaries.

As a fee-based fiduciary advisor, we have no incentive to make unnecessary trades in our client accounts. We do not make commissions on securities transactions. We have a legal obligation to act in your best interest.

We are resourceful.

A specialty of Ridgegate’s is our pioneering work in forensic planning. When a consumer is taken advantage of, it is often difficult to sort out the facts. While some disputes are the result of greed or fraud, many are the result of misunderstandings. We are not attorneys, but we work closely with attorneys in sorting out difficult cases, including elder abuse, unsuitable sales of products and other problematic transactions. With a thorough review of the facts, we help prepare cases for attorneys or regulators.

Meet the Team

Planning Department

 

Wallace Smith, ChFC

Founding Principle, Financial Planner

Wallace Smith is the founding principal of Ridgegate Financial. He started the company after the dot-com market crash with the goal of serving the unique needs of the retirement community. According to Wally, an ideal Ridgegate client is someone who is determined to make the most of their working years to build for a comfortable and secure retirement, or someone who is already in retirement and wants to protect their income, assets and independence.

Wally is a Chartered Financial Consultant® (ChFC). Through that designation, he has completed advanced training in financial planning, insurance planning, retirement planning, income taxation, investments, and estate planning. Wally is licensed to work with both securities and life insurance products. You can hear Wally every Sunday at 1:00 pm on his radio show When The Paychecks Stop™ on 710 KNUS.

Wally and Lynn, his wife of 26 years, have three children and a 6-pound Yorkie named Lanie. Wally is a private pilot and is active in his Church.

Coleman Benson

Financial Planner

Prior to joining Ridgegate Financial as an Associate Planner, Coleman Benson earned his BA in Personal Finance from Colorado State University in May of 2016. Coleman recently passed his insurance and securities examinations and will be working towards his CFP certification in the near future.

After college, Coleman had applied to St. John Vianney Theological Seminary to study for the priesthood. While in the process of the application, Coleman discerned another life path, and chose instead to pursue a career in Finance. Coleman is a devout Catholic, and personal interests include a passion for the outdoors, winter sports, and the art of brewing beer.

Chris Rogers

Financial Planner

Chris Rogers has more than 20 years of experience in the financial industry.  He started his career with First Trust in Denver, Co.  From there he moved on to serve in a variety of capacities with other companies in such roles as a Financial Advisor and wholesaling financial products.

Chris plays an important role in the team’s client relationship efforts, including coordinating with internal and external partners on behalf of clients.  He also contributes to the custom financial plans Ridgegate develops for its clients.  Chris has a BS in Marketing from Metropolitan State College of Denver, which has laid the groundwork for his successful career.

Away from work, he enjoys staying active in the gym and spending time in the great outdoors.   He also loves spending time with his wife and four children and is an active member of his local church.

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