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Retirement Issues for Men

By Ridgegate Financial | July 27, 2017

Standard Article The Retiring Man   We frequently read about the challenges retiring women may face — less income, higher health care costs and outliving their spouse.1 But what about men? It can difficult for some men to retire after a lifetime of working outside the home. Not only do they miss the intellectual stimulation…

What Is Evidence-Based Investing?

By Ridgegate Financial | July 25, 2017

The evidence-based approach originated in the medical field to promote the use of clinical experience and the best available research to make decisions about individual patient care.1   In the investing world, this translates to a goal of using current evidence to help maximize an individual’s investment returns while minimizing risk from market downturns.2 In…

Keeping Connected With the Ever-Changing Internet

By Ridgegate Financial | July 25, 2017

If you’ve watched national news in the past year or two, you’ve likely heard debates about net neutrality, which is the principle that internet providers should allow access to content regardless of the source and without blocking certain sites.   In the waning days of the Obama administration, the Federal Communications Commission passed a rule…

Savings and Investment Updates

By Ridgegate Financial | July 25, 2017

The American College of Financial Services recently posted some surprising results from its Retirement Income Literacy Quiz. Nearly three-quarters of respondents ages 60 to 75 failed the test with a score of 60 percent or less.1   The quiz included topics such as which expenses are covered by Medicare and long-term care insurance and what…

How Much Money Do You Need to Retire?

By Ridgegate Financial | July 25, 2017

How much money do you need to retire? That’s about as personal a question as, “What do you look for in a spouse?” or “What is your dream job?” The answer is different for everyone.   So are questions about when you want to retire, how you want to retire (suddenly or gradually) and where…

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