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The Money Savings Issue

By Ridgegate Financial | August 27, 2018

Bleisure’ Travel   It’s become increasingly important in recent years to find innovative ways to achieve work-life balance. Hence, the invention of “bleisure” travel — the combination of business and leisure in a single trip. In fact, about 60 percent of travelers worldwide mix work with a little vacation; among Americans, the phenomenon has increased…

Wealth and the Trump Effect

By Ridgegate Financial | August 21, 2018

The Tax Cuts and Jobs Act was meant to kickstart the economy with growth not seen in a decade. Six months in, the results are a bit lackluster. Business investment has increased only slightly throughout the last year (excluding oil and gas, which are highly volatile).1   This begs the question — how much impact…

The Heart Health Issue

By Ridgegate Financial | August 20, 2018

Heart Attack Symptoms: Men vs. Women   While heart attack symptoms are largely similar among men and women, women may be less aware that their symptoms could potentially signal a problem. The warning signs are common and subtle enough to be confused with the flu, indigestion, menopause or the regular aches and pains that accompany…

Trends in Real Estate

By Ridgegate Financial | August 14, 2018

One of today’s new housing trends was also popular more than thousands of years ago — communal living.1   In the Middle Ages, society was more interdependent. It wasn’t unusual for households to consist of far more than just biological family members; a myriad of shifting residents included townspeople, friends, poor married couples, other people’s…

The Small Business Owner Issue

By Ridgegate Financial | August 13, 2018

What’s Your Niche?   Rob Horken — owner of Rob’s Rod Repair and Custom-Built Fishing Rods — supplements his retirement income by building custom-made fishing rods. An avid lifelong fisherman in East Grand Forks, Minnesota, Rob’s rods are like individual works of art. They have become a popular choice in his local area as birthday,…

Takeaways From the 2018 Berkshire Hathaway Annual Meeting

By Ridgegate Financial | August 7, 2018

As he does each year, the United States’ arguably most successful investor, Warren Buffett, shared his wisdom and observations at this year’s Berkshire Hathaway annual shareholder meeting. Buffett is known not just for his investment prowess but for his ability to pare down his insights into information the average investor can understand.   Wealth managers…

The Money Savings Issue

By Ridgegate Financial | August 6, 2018

The Value of Living Beneath Your Means   There are more benefits to living beneath your means than just financial savings. Some people rediscover the simple things — the joys of an after-dinner walk instead of working out in a crowded, impersonal gym, or waking up to the smell of freshly roasted coffee in your…

Retirement Investing

By Ridgegate Financial | July 31, 2018

Retirement planning looks much different than it did a century ago. With lifespans and retirements lasting longer, it’s not just about planning for a financial future; we must also create a post-career strategy that takes into account emotional, intellectual and quality of life challenges during later years.   After all, we don’t just stop enjoying…

Market Trends

By Ridgegate Financial | July 24, 2018

Fueled by more plentiful jobs, the U.S. residential real-estate market is skyrocketing. In some areas, particularly major metropolitan cities, buyers are struggling to either find or afford a home. Those lucky enough to find the right place have to move quickly — gone are the days of extensive deliberation on whether a house fits every…

New Approaches to Retirement Savings

By Ridgegate Financial | July 23, 2018

News You Can Use New Approaches to Retirement Savings   State governments are exploring ways to help Americans save in order to provide their own income streams to supplement Social Security benefits in retirement. The following are two recent proposals.1   Some states are exploring the option of a multiple employer plan (MEP). While federal…

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