What We Do
In addition to our comprehensive list of services below we have also formulated the following specific offerings to help clients pursue solutions to specialized financial problems.
Many people get into real estate ownership for the potential wealth-building benefits real estate can offer. But when you've built wealth through real estate, how can you make it work to provide for your lifestyle and legacy efficiently?
We formulated Impact 1031™ to help investment real estate owners to pursue solutions that seek to:
- leave behind the world of active property management
- increase tax efficiency of real estate investments
- optimize the real estate income engine
If you're an investment real estate owner looking potentially improve the above areas, click the button below to learn more about how we may be able to help.
Many financial companies only offer generic pie-chart portfolios full of stocks and bonds. While stocks and bonds can serve an important roll in an investment portfolio, we believe they only represent a sliver of the tools you might need to pursue your investment objectives.
We created Ridgegate Alternatives™ to help pie-chart investors gain meaningful access to alternative investments--investments other than stocks and bonds. We generally recommend the use of alternative investments in the pursuit of three objectives:
- Passive Income Potential
- Tax Efficiencies
- Historically Low Correlation with Stock Market Volatility
If you think your current strategies may be lacking in those areas, click the button to learn more about how we may be able to help.
What will you do When The Paychecks Stop™?
This is a central question for many people pursuing the topics of financial planning and retirement planning. Our holistic financial planning approach takes into account the five areas of financial planning we believe are necessary to have a complete financial plan.
It helps to answer questions like:
- Do I have enough money to stop working?
- How can I keep from overpaying on my taxes?
- What's the best way to provide for my family for generations to come?
- How can I stop trading my time for money and start living the life I dream about?
If any of these questions sound like the ones you're thinking about, click the button to learn more about how we may be able to help.
We believe market conditions and economic factors have created a once-in-a-decade opportunity for two groups of people:
- People who own Annuities--especially with contracts more than two years old
- People with larger accounts holding Bonds, Bond Funds, and cash equivalents such as Cash, CDs, Money Market, etc.
We have created a special program designed to pursue solutions for these specific situations and to help these individuals to seek to take advantage of this market opportunity.
Services
Our team is dedicated to offering you first class care in all of our areas of service including:
Financial Planning
Financial Planning is at the heart of what we do. Our planning team can help you to define your goals as well as helping you develop a strategy to strive to accomplish that Purpose.
Retirement Planning
Retirement Planning requires a special application of our proprietary financial planning process. Through this process, our team will help you to plan through the important areas of Income, Investments, Taxation, Healthcare, and Legacy, while always keeping sufficient liquidity in mind.
Investment Advisory & Wealth Management
As part of your overall financial planning, it is likely that you will need some form of investment advisory services and wealth management. Whether it is part of implementing strategies we have developed with you, or as part of a review of what you already have, our advisors are equipped to be able to help you.
Tax Strategy & Planning
Taxes are often one of the biggest expenses you will face throughout your life. What many people don't realize is that you could have much more control over your taxes than you might think. Our team can help you with proactive strategy and planning to help you seek tax efficiency in your finances.
Estate Strategy & Planning
Planning for your financial future is important. So is planning for what you leave behind. Many people have oversights or make mistakes in the areas of beneficiaries, directives for heirs, charitable giving, and overall strategy as it applies to estate planning. This is something our team can help you to develop. Additionally, we maintain strategic partnerships with tacticians to implement these strategies if need be.
Life Insurance & Annuities
Your overall financial planning strategy may call for the use of Life Insurance or Fixed Indexed Annuities as part of your Asset Stack™. These types of solutions can serve some very specific roles as part of your strategy. As such, our advisors are licensed to assist in the implementation of these potential portfolio solutions as part of your strategy.
Multi-Family Office Services
Multi-Family Office services include the most sophisticated tier of financial planning that we offer. This encompasses the most complex modules in the areas of Financial Planning, Tax Planning, Estate Planning, and Business Advisory Services, and often includes our entire team of strategists and tacticians.
Alternative Investments
Many investors can find themselves stuck in the matrix of the standard pie chart portfolio of stocks and bonds. For certain investors, this can be very limiting. Alternative investments can help to provide additional options specifically in the areas of income, tax efficiency, and risk management. We strive to provide alternatives in an effort to help these investors to graduate beyond the pie chart portfolio.
1031 Exchange Solutions
Impact 1031™ is dedicated to solving specific problems for real estate investors pursuing 1031 exchange. While many firms out there may be able to offer potential solutions to satisfy a 1031 exchange, our process does this and also goes much deeper in helping you to determine what you need your real estate to accomplish and how to pursue optimizing your investment to satisfy that Purpose.