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Posts by Ridgegate Financial

The Health Issue

Creature Comforts: Aging with a Pet   Some people may believe becoming a pet owner in retirement is inconvenient, making traveling and other activities more difficult. However, once retirees get to a stage where staying home becomes preferable, a pet can be a wonderful asset both as a companion and health care enabler.   For…

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Legacy Issues

Sixty-three percent of surveyed affluent adult children between the ages of 18 and 22 say they’ll need to rely on their inheritance for financial security during retirement. Before the inevitable groan about the entitlement of youth, bear in mind that today’s young adults do have different financial challenges than in past generations. 1   It…

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The Technology Issue

The Potential Effects of No More Net Neutrality   This past June, the network neutrality rules put in place three years ago officially ended. They were implemented to help regulate the internet, much like a utility, to prevent unfair practices and keep the service affordable and available to all. The basic tenet was to treat…

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The Personality Issue

Who’s Addicted To Social Media?   It’s not uncommon to hear people say they’re not on Facebook (or Twitter or Instagram); they’re just not into that whole thing. Then there are those who are on their social media accounts daily. While there are plenty of people in the middle – who just check their social…

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Trade Wars

There’s a never-ending stream of political news these days, but the stock market has remained relatively resilient. The market successfully weathered potential distractions that may have been detrimental in previous years, but that calm may end as as there have been ongoing discussions about tariffs with global trade partners.1   In the past, the presidential…

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Tax Burden Shifts in Divorces

The Tax Cuts and Jobs Act (TCJA) featured an important provision for divorcing couples to consider. For divorces executed after Dec. 31, 2018, alimony will no longer qualify as a tax-deductible expense, while alimony payments will be tax-free to recipients. In other words, the tax burden on that income will shift from the receiver to…

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The Money Savings Issue

Bleisure’ Travel   It’s become increasingly important in recent years to find innovative ways to achieve work-life balance. Hence, the invention of “bleisure” travel — the combination of business and leisure in a single trip. In fact, about 60 percent of travelers worldwide mix work with a little vacation; among Americans, the phenomenon has increased…

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Wealth and the Trump Effect

The Tax Cuts and Jobs Act was meant to kickstart the economy with growth not seen in a decade. Six months in, the results are a bit lackluster. Business investment has increased only slightly throughout the last year (excluding oil and gas, which are highly volatile).1   This begs the question — how much impact…

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The Heart Health Issue

Heart Attack Symptoms: Men vs. Women   While heart attack symptoms are largely similar among men and women, women may be less aware that their symptoms could potentially signal a problem. The warning signs are common and subtle enough to be confused with the flu, indigestion, menopause or the regular aches and pains that accompany…

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Trends in Real Estate

One of today’s new housing trends was also popular more than thousands of years ago — communal living.1   In the Middle Ages, society was more interdependent. It wasn’t unusual for households to consist of far more than just biological family members; a myriad of shifting residents included townspeople, friends, poor married couples, other people’s…

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